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Personal Cover vs. Contractor Relevant Life & Critical Illness Cover

Contractors who operate through a Limited Company can save up to 49% simply by putting the premiums for their Life & Critical Illness cover through their Limited Company. In essence, there is no difference between the two types of po...

Lifetime Pension Allowance

Q. Will your life cover fall within your LIFETIME PENSION ALLOWANCE and be taxed at 55%?

A. Traditionally, having life cover which can be put through as a business expense meant taking up a ‘Group Life Cov...

Critical Illness – The Statistics

A recent study has revealed that 1 in 2 people born after 1960 will be diagnosed with some form of cancer during their lifetime.

In this week’s article we will be talking about the single biggest disease...

Life & Critical Illness Cover Inheritance Tax

In a recent survey, we found that as many as 6 out of 10 life & critical illness polices were not protected against the possible inheritance tax charge (written in trust), which would mean 40% of the payout above the threshold would b...

Critical Illness Insurance

GREAT NEWS! There's now a one in two chance of you winning the lottery before you retire. Getting excited? – Think it's just a matter of time before you win? Think again, it’s not going to happen – but it got you thinking! Now...

Allowable Business Expense

More and more Limited Company Contractors are now becoming aware that they can pay for their personal Life & Critical Illness Cover through the business. Contractors are replacing their personal life insurance policies with a new p...

9 out of 10 Contractors are unaware of this Allowable Business Expense

Contractor Relevant Life ...

Contractor Relevant Life now available with Critical Illness Cover

Contractor Relevant Life ...

Contractors are reaping the financial rewards of this new Allowable Business Expense

Contractor Relevant Life ...

Office workers and Public Liability

 Office workers and Public Liability

Finding the Right Contractor Insurance

Those who are new to contracting must consider a number of factors to enable their company to succeed and not fall at any pitfalls that face modern contractors. New contractors need to study and seriously consider the correct insurance...

PI Insurance, Taking Care of Business

In the modern business climate, the attention to safety and precaution is high, and with lines of work that come with ‘professional risk’, the need for protection is great. Insurance is a commodity that is necessary in all ...

Risk Takers and Recruitment Agencies

This increasing number or contractors taking risks at present could mean that the number of IR35 inquiries could rise. Contractors that take risks and cut corners are most often the ...

Top 5 Common Contract Review Slip Ups!

Contract reviews are a task that all contractors require, and more often than not are failed over very simple or easily avoided factors. With the help of highly experienced professionals, we have compiled the top 5 most common contract slip...

Contractor Insurance Explained

A business, no matter how anybody tries to dress it up (or down) is fundamentally not much different than any other. Sure product, audience, revenue and targets may change, but at the bare bones of it all, a business is selling somethi...

Should you be worried about IR35?

With words like ‘investigation’, ‘enquiry’ and ‘scrutiny’ being bandied around the contracting world, the whole concept of IR35 is one that quite o...