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Allowable Business Expense

More and more Limited Company Contractors are now becoming aware that they can pay for their personal Life & Critical Illness Cover through the business. Contractors are replacing their personal life insurance policies with a new product called ‘Relevant Life with Crit...

9 out of 10 Contractors are unaware of this Allowable Business Expense

Did you know that Limited Company Contractors can now pay for their personal Life & Critical Illness Cover through the business? Contractors are switching to a new product called Relevant Life & Critical illness cover, because it’s much more cost effective th...

Contractor Relevant Life now available with Critical Illness Cover

C&D BPS are excited to introduce Contractor Relevant Life & Critical Illness Insurance, the most comprehensive Relevant Life & Critical Illness Policy currently available on the market today. You can now add Critical Illness to your tax-efficient Relevant Life Pla...

Contractors are reaping the financial rewards of this new Allowable Business Expense

A substantial number of Contractors are flocking to replace their old Relevant Life only policies with this new Allowable Business Expense – ‘Relevant Critical Illness with Life Cover’. Not only can contractors save up to 50% by switching their personal life insu...

Office workers and Public Liability

  There are a number of insurance policies on the market for contractors, but none of them are legally required with the single exception of Employers Liability (and only in the event of there being one or more employees in the company other than yourself, including your spo...

Finding the Right Contractor Insurance

Those who are new to contracting must consider a number of factors to enable their company to succeed and not fall at any pitfalls that face modern contractors. New contractors need to study and seriously consider the correct insurance in order to work through their limited com...

PI Insurance, Taking Care of Business

In the modern business climate, the attention to safety and precaution is high, and with lines of work that come with ‘professional risk’, the need for protection is great. Insurance is a commodity that is necessary in all sectors of trade, and this is adamant for t...

Risk Takers and Recruitment Agencies

This increasing number or contractors taking risks at present could mean that the number of IR35 inquiries could rise. Contractors that take risks and cut corners are most often the ones who fail contract reviews and land themselves in deep water with the HMRC. IR35 is becomin...

Top 5 Common Contract Review Slip Ups!

Contract reviews are a task that all contractors require, and more often than not are failed over very simple or easily avoided factors. With the help of highly experienced professionals, we have compiled the top 5 most common contract slip ups, so if ever you have failed a con...

Contractor Insurance Explained

A business, no matter how anybody tries to dress it up (or down) is fundamentally not much different than any other. Sure product, audience, revenue and targets may change, but at the bare bones of it all, a business is selling something to somebody, and that’s a fact. (I...

Should you be worried about IR35?

With words like ‘investigation’, ‘enquiry’ and ‘scrutiny’ being bandied around the contracting world, the whole concept of IR35 is one that quite often strikes fear into any budding freelancer. Many contractors may be wondering at this poin...

PI Insurance – Do Not Delay!

Despite the many advantages and obvious benefits of Professional Indemnity Insurance (PI Insurance) some contractors are still waiting months before purchasing the policy after setting up a limited company. PI Insurance is an example of very good, quality and cheap contrac...

How Low Can You Go?

When it comes to the IR35 business test, scoring points is the aim of the game, but how relevant is being ‘low risk’ in the eyes of the HMRC?   Many contractors question the relevance of the business entity test and go as far to challenge its relevance when i...